Loans
For loan quotations use this link
You inevitably experience some financial difficulty at one point or another in your life. Sometimes, the only way out is to apply for a Secured / Unsecured loan.
People release cash from their home for many reasons.
To invest in property, a business or holiday home, to upgrade or renovate a property they are buying or perhaps to prepare it for sale.
More often than not it is to consolidate credit cards which charge high interest rates.
. Clients who are tied in on their current mortgage deal
. Clients who do not wish to remortgage out of their current product
. Clients declined a further advance
. Clients who need to self certify their income
. Clients with adverse credit
. Clients looking to borrow large sums of money up to £25 million
Unsecured Loans
. Homeowner unsecured loans from £5,000
. No Security needed - Quick "In Principle Decision".
. Competitive rates.
. Self Employed and Employed accepted (must have provable income).
. Rate is reflective of risk so APR's will vary.
Secured Loans
You can borrow from £5,000 to £25 million secured against your main residential property without affecting your current mortgage.
Our aim is to give you a quick answer to you loan request and if you accept our offer we will send it to you the same day.
We have loans to suit most people, self employed, employed, self certification plans, loans for people with good or poor credit history. The rate you are charged is assessed primarily in relation to your mortgage payment history and the loan you borrow as a factor of the value of you home.
We understand that everyone's circumstances are different and every application is personally assessed rather than credit scored.
Feel safe with us; we don't require credit card, bank or other personal financial details until your loan is approved
You are not charged any fees in advance, there are no up front legal or valuation fees, the lenders completion fee and our broker fee are added into the loan and only deducted when your cheque is sent to you.
No Upfront Fees and Valuations Free
(there will be a redemption cost should you decide to repay this loan early)
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANYOTHER DEBT SECURED ON IT.
Written Quotes Available on Request : Loans Subject to Status and Ability to Repay.
Typical example: £10,000 over 60 months is £ 217.17 per month.
Total repayable is £13,030.20- APR 12.4 % variable
If your enquiry is of an urgent nature please use our contact page